Ever wondered how some young people are living life on their own terms, free from the daily grind, while others are still stuck in the rat race?

Nowadays, lots of young folks are getting to a point where they don’t have to work extra hard or sell their skills just to make ends meet. These people have something in common, they know how to use money smartly and make it in the best way possible.

This introduces us to the concept of financial freedom. Isn't financial freedom defined as having plenty of money? Yes, but that is not the complete picture

Financial independence is described as the absence of the need to sell one's time in order to satisfy basic living expenses.

In other words, financial independence involves both the freedom of money and time.  Today, we'll discuss the four levels of generating money, which are almost all tied to time. Ready to dive in? Let's start!

Level 1

About 90% of the people remain stuck on the first level. Those at the first level are often referred to as employees, who simply exchange their time for an employer's compensation. Of course, the same amount of time can only be sold once, as is common for a worker.

They tend to be concerned about how much the boss pays, when the year end arrives, how big the bonus will be, and whether there would be a raise the following year. Workers at the first level attempt to raise their value.

Workers at the first level aim to raise the value they generate per unit of time on the work in exchange for higher pay. While this is a viable option, it is far from enough to achieve financial independence.

Staying on the first level for a long time could restrict your thinking, with an easily accessible ceiling. Unfortunately, many people who have been working for years are still locked at the worker level, unable to climb the ladder.

Level 2

The second level implies actively seeking change and ongoing self-improvement while working for a company. In other words, they sell their time twice: first to their company for a salary, and then to themselves for personal development.

Those who are growing place a higher importance on personal development, treating the job for the boss as a secondary concern. This is actually an example of investment philosophy. Salary is a temporary gain, whereas growth is a long-term advantage.

This can be evaluated using two criteria value and compound interest. Value is related to the present and can influence the mind, emotions, body, and material possessions. Compound interest represents the future, namely whether what we do today has worth in the future.

If a job does not offer you a high compounding rate, it is not suggested that you take it, regardless of how much the boss pays. Because career development should be our primary goal; a position with no room for advancement is the riskiest option.

Level 3

The third level  involves selling your time several times. How do you sell the same amount of time several times?

For example, if you're a teacher and record your courses as videos, then upload them online to sell many times, you'll get multiple returns for a single effort, with absolutely no ongoing maintenance costs.

This is also a typical example of passive income. When you reach the third level, you understand that the worth of your time has been maximized. The same period of time has been sold numerous times.

Level 4

People at this level think about difficulties in terms of time rather than money. Any activity that takes time, they would rather spend money to have someone else do it, which is why they hire employees.

But, as previously stated, even though they have money and capability, there is no reason to feel inferior. Working for them involves exchanging value. If the platform they offer is not in the first quadrant, it is preferable to shift course sooner rather than later.

It's clear that achieving true freedom requires a shift in mindset and strategy. Whether you find yourself on the first level, exchanging time for money, or aspire to reach the pinnacle of level four, where time is valued above all else, remember that each step forward is a step towards a more fulfilling life.

As we conclude our exploration of the four levels of financial independence, it's clear that achieving true freedom requires not just effort, but also the right strategies. While the journey may seem daunting, it's essential to equip yourself with the tools and knowledge needed to succeed.

That's why we're excited to introduce you to 'The Art of X’. You'll learn how to leverage the power of Twitter to make your first dollar within weeks and potentially earn over $100 a day within a year.

Imagine the possibilities when you have the right method at your fingertips, allowing you to tap into the vast opportunities presented by the digital age.

Don't miss out on this chance to transform your financial future. Join the thousands of entrepreneurs who have already experienced success with 'The Art of X' and take the first step towards financial freedom today.

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